How your documents help fast-track your loan
Did you know that roughly 80% of home loan assessment and approval delays are the result of missing documents? The great news is that you can drastically reduce the time…
Banking Royal Commission – What these changes will mean for you
The Royal Commission has uncovered numerous examples of misconduct at some of the highest levels of Australian banking, but in an extremely disappointing twist, it is mortgage brokers and our…
What is a pre-approval exactly?
For those getting ready to stride into the world of home ownership, the uncertainties of pre-approval can cast a shadow of doubt over an otherwise exciting time. When is it…
Pros and cons of a line of credit
A line of credit can be a very appealing idea, with immediate access to the limit of a mortgage and no extra approvals necessary. Used wisely, it can make investment…
Is a family guarantee right for you?
Entering the property market is no easy feat for a first homebuyer, but even parents who aren’t prepared to hand over cash for a deposit may help by being a…
How to buy a home when you’re self-employed
Self-employed borrowers often come up against the challenge of not being able to present a raft of payslips and tax returns to back up their loan applications. But this need…
Guaranteeing your child’s loan
Rising house prices are making it increasingly difficult to enter the market. Parents who guarantee their children’s loans can help, but it is important to understand how this can impact…
Can your profession save you on your home loan?
When it comes to saving on your mortgage, some of you may not have to look any further than your job. If yours is a profession that classifies you as…
Who are the different parties involved in purchasing property?
Purchasing a property is a thrilling yet nerve-wracking experience, which is why it can help to surround yourself with a network of experts who will provide you support and guidance…
What counts as genuine savings in a loan application?
If you apply for a home loan, particularly if the loan is for more than 80 per cent of a property’s value, you’ll more than likely have to prove to…